:root{
  --bg:#ffffff;
  --surface:#fbfdff;
  --text:#0b0b0b;
  --muted:#6b7280;
  --accent:#0b66ff;        /* vivid blue */
  --accent-2:#0f4c81;      /* deep navy */
  --rich-gold:#bfa46a;     /* luxury gold accent */
  --rich-amber:#c39a44;    /* warmer gold variant */
  --deep:#071028;          /* near-black deep navy */
  --glass:rgba(11,17,34,0.06);
  --accent-3:#e9f2ff;
  --maxw:1100px;
}
/* base reset */
html,body{height:100%;margin:0;padding:0;background:var(--bg);color:var(--text);font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,'Helvetica Neue',Arial,sans-serif;-webkit-font-smoothing:antialiased}
:root {
  --bg: #ffffff;
  --text: #0b0b0b;
  --muted: #6b7280;
  --accent: #0b66ff;
  --accent-2: #0f4c81;
  --rich-gold: #bfa46a;
  --rich-amber: #c39a44;
  --deep: #071028;
  --glass: rgba(11,17,34,0.06);
  --maxw: 1100px;
}
* {
  box-sizing: border-box;
}
html {
  scroll-behavior: smooth;
}
body {
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
  margin: 0;
  color: var(--text);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
img {
  max-width: 100%;
  height: auto;
  display: block;
}
a {
  color: var(--accent);
  text-decoration: none;
}
a:hover {
  text-decoration: underline;
}
/* Layout */
.container {
  max-width: var(--maxw);
  margin: 0 auto;
  padding: 0 20px;
}
header.site-header {
  position: sticky;
  top: 0;
  background: linear-gradient(180deg, rgba(7,16,40,0.02), rgba(255,255,255,0.96));
  backdrop-filter: blur(6px);
  border-bottom: 1px solid rgba(15, 15, 15, 0.04);
  z-index: 30;
}
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 0;
}
.brand {
  font-weight: 700;
  letter-spacing: 0.02em;
}
.brand small {
  display: block;
  font-weight: 600;
  color: var(--muted);
  font-size: 13px;
}
.nav-links {
  display: flex;
  gap: 20px;
  align-items: center;
}
.nav-links a {
  color: var(--muted);
  font-weight: 600;
  font-size: 15px;
  padding:6px 8px;border-radius:8px;transition:background .18s ease,color .12s ease;
}
.nav-links a:hover {
  color: var(--accent-2);
  background: linear-gradient(90deg, rgba(11,102,255,0.06), rgba(191,164,106,0.02));
}
/* Hero */
.hero {
  padding: 120px 0 80px;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 48px;
  align-items: center;
}
.hero h1 {
  font-size: 38px;
  line-height: 1.02;
  margin: 0;
  font-weight: 800;
}
.hero p.lead {
  font-size: 18px;
  color: var(--muted);
  max-width: 70ch;
  margin-top: 16px;
}
.meta {
  margin-top: 18px;
  color: var(--muted);
  font-weight: 600;
}
/* Sections */
section {
  padding: 80px 0;
  border-top: 1px solid rgba(10, 10, 10, 0.03);
}
.section-head {
  margin-bottom: 28px;
}
.kicker {
  color: var(--muted);
  font-weight: 700;
  letter-spacing: 0.08em;
  font-size: 13px;
}
.section-title {
  font-size: 28px;
  font-weight: 800;
  margin: 8px 0;
}
.grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 28px;
}
.card {
  background: transparent;
  padding: 18px;
  border-radius: 8px;
}
.card h3 {
  margin: 0 0 8px;
  font-size: 18px;
}
.muted {
  color: var(--muted);
}
.benefits {
  margin-top: 12px;
  color: var(--muted);
  line-height: 1.6;
}
.process {
  margin-top: 12px;
}
/* CTA */
.cta{display:flex;gap:20px;align-items:center;justify-content:space-between;padding:28px;border-radius:10px;background:linear-gradient(90deg, rgba(14,34,74,0.02), rgba(14,34,74,0.01));}
.btn{display:inline-block;padding:12px 18px;border-radius:10px;background:linear-gradient(180deg,var(--accent-2),var(--accent));color:#fff;font-weight:700;box-shadow:0 10px 30px rgba(11,17,34,0.08);border:0}
.btn:hover{transform:translateY(-1px);box-shadow:0 16px 40px rgba(11,17,34,0.10)}
.btn:focus{outline:3px solid rgba(11,102,255,0.12);outline-offset:3px}
.btn-outline{display:inline-block;padding:10px 16px;border-radius:10px;border:1px solid rgba(11,11,11,0.08);background:linear-gradient(180deg,transparent,rgba(250,250,255,0.6));color:var(--deep);font-weight:700}
.btn-outline:hover{background:linear-gradient(180deg,rgba(11,102,255,0.04),rgba(11,102,255,0.02));border-color:var(--accent)}

/* gold variant for premium CTAs */
.btn--gold{display:inline-block;padding:12px 18px;border-radius:10px;background:linear-gradient(180deg,var(--rich-gold),var(--rich-amber));color:#071028;font-weight:700;box-shadow:0 12px 36px rgba(195,154,68,0.12);border:0}
.btn--gold:hover{transform:translateY(-2px);box-shadow:0 22px 46px rgba(195,154,68,0.14)}


/* subtle accents */
.brand{color:var(--deep)}
.hero{background:linear-gradient(180deg,var(--surface),transparent);border-radius:10px;padding:80px 24px;box-shadow:0 8px 30px var(--glass)}

/* card accent */
.card{padding:22px;border-radius:10px;border:1px solid rgba(11,17,34,0.03);background:linear-gradient(180deg,rgba(255,255,255,0.98),#fff)}
.card .card-kicker{display:inline-block;padding:6px 10px;border-radius:999px;background:linear-gradient(90deg,rgba(11,102,255,0.06),rgba(191,164,106,0.03));color:var(--accent-2);font-weight:700;margin-bottom:10px}

/* faint alternating tints for cards */
.grid .card:nth-child(odd){background:linear-gradient(180deg,rgba(11,102,255,0.03),rgba(255,255,255,0.02))}
.grid .card:nth-child(even){background:linear-gradient(180deg,rgba(191,164,106,0.03),rgba(255,255,255,0.02))}

/* subtle alternating section backgrounds */
section:nth-of-type(even){background:linear-gradient(180deg,rgba(11,17,34,0.01),transparent)}

/* Form improvements */
.form input,.form textarea{background:#fff;border:1px solid rgba(11,11,11,0.08);padding:12px 14px;border-radius:8px;font-size:15px;transition:box-shadow .18s ease,border-color .12s ease}
.form input:focus,.form textarea:focus{border-color:var(--accent);box-shadow:0 6px 18px rgba(14,110,255,0.06);outline:none}
.form label{font-size:13px;color:var(--muted);margin-bottom:6px}
.form .row{grid-template-columns:1fr 1fr;gap:14px}
.form .row > div{min-width:0}
.form button.btn{padding:12px 20px}
.form .help{font-size:13px;color:var(--muted);margin-top:8px}

/* responsive tweaks */
@media (max-width:900px){.cta{flex-direction:column;align-items:flex-start}.nav{padding:14px 0}.hero{padding:56px 18px}}
@media (max-width:520px){.form .row{grid-template-columns:1fr}.hero h1{font-size:26px;padding-right:0}}
/* FAQ */
.faq dt {
  font-weight: 700;
  margin-top: 18px;
}
.faq dd {
  margin: 6px 0 12px;
  color: var(--muted);
  line-height: 1.6;
}
/* Contact form */
.form {
  max-width: 720px;
}
.form label {
  display: block;
  font-weight: 700;
  margin-bottom: 8px;
}
.form input,
.form textarea {
  width: 100%;
  padding: 12px;
  border: 1px solid rgba(11, 11, 11, 0.08);
  border-radius: 8px;
  font-size: 15px;
}
.form textarea {
  min-height: 140px;
}
.form .row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}
footer.site-footer {
  padding: 36px 0;
  color: var(--muted);
  border-top: 1px solid rgba(10, 10, 10, 0.03);
}
/* Responsive */
@media (max-width: 900px) {
  .grid {
    grid-template-columns: 1fr;
  }
  .hero h1 {
    font-size: 32px;
  }
  .hero {
    padding: 80px 0;
  }
  .nav-links {
    display: none;
  }
  .header-actions {
    display: flex;
    gap: 12px;
  }
}
@media (max-width: 520px) {
  :root {
    --maxw: calc(100% - 40px);
  }
  section {
    padding: 56px 0;
  }
  .hero h1 {
    font-size: 26px;
  }
}

h1 {
  font-size: 48px;
  font-weight: 800;
  letter-spacing: -1px;
  margin-bottom: 10px;
}

.subtitle {
  font-size: 18px;
  color: #555;
}

section {
  max-width: 800px;
  margin: 60px auto;
}

h2 {
  font-size: 28px;
  margin-bottom: 20px;
}

ul {
  list-style: none;
  padding: 0;
}

li {
  margin: 10px 0;
}

footer {
  margin-top: 80px;
  font-size: 14px;
  color: #777;
}

a {
  margin: 0 15px;
  text-decoration: none;
  color: #111;
  font-weight: 600;
}